Outline

Ingegneria Sismica

Ingegneria Sismica

Research on the Basic Framework and Development Model of Intelligent Finance in the Digital Economy Era

Author(s): Yujiao Sun1, Zhimeng Ouyang2
1Humanistic and Management School of Xi’an Traffic Engineering Institute Xi’an 710300, Shanxi, China
2Engineering Management Institute, China Railway Lanzhou Group Co., Ltd. Lanzhou 730030, Gansu, China
Sun, Yujiao. and Ouyang, Zhimeng. “Research on the Basic Framework and Development Model of Intelligent Finance in the Digital Economy Era.” Ingegneria Sismica Volume 43 Issue 3: 1-15, doi:10.65102/is20261193.

Abstract

With the vigorous development of the digital economy, intelligent finance, as a core link in the digital transformation of enterprises, is reconfiguring the traditional financial management processes and value creation models through the deep integration of technologies such as artificial intelligence, big data, and blockchain. Based on the background of the digital economy era, this study systematically sorts out the basic concepts, theoretical basis and technical implementation path of intelligent finance, and proposes a four-dimensional framework including the basic layer, engine layer, comprehensive application layer and financial intelligence layer. This paper summarizes and organizes the model of intelligent finance empowering high-quality enterprise development, and proposes management ideas that adapt to future financial optimization and transformation, with the aim of providing reference and inspiration for the construction of the basic framework of intelligent finance. This research provides a systematic reference for the theoretical construction and practical application of intelligent finance, emphasizing the crucial role of the two-way interaction between technological empowerment and management transformation in promoting high-quality enterprise development.

Keywords
Digital economy Intelligent finance Basic framework; Development model

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