With the vigorous development of the digital economy, intelligent finance, as a core link in the digital transformation of enterprises, is reconfiguring the traditional financial management processes and value creation models through the deep integration of technologies such as artificial intelligence, big data, and blockchain. Based on the background of the digital economy era, this study systematically sorts out the basic concepts, theoretical basis and technical implementation path of intelligent finance, and proposes a four-dimensional framework including the basic layer, engine layer, comprehensive application layer and financial intelligence layer. This paper summarizes and organizes the model of intelligent finance empowering high-quality enterprise development, and proposes management ideas that adapt to future financial optimization and transformation, with the aim of providing reference and inspiration for the construction of the basic framework of intelligent finance. This research provides a systematic reference for the theoretical construction and practical application of intelligent finance, emphasizing the crucial role of the two-way interaction between technological empowerment and management transformation in promoting high-quality enterprise development.